With low rates and personalized service, Rocket Mortgage specializes in guiding first-time buyers in the process of purchasing a home. Their team of mortgage specialists will walk you through the loan process and help suggest affordable rates and terms based on your financial situation.

AmeriSave has a broad range of mortgage options including both government and traditional loans, making it one of the most flexible companies in the mortgage market. Customers can choose from a variety of terms and rates for refinancing or purchasing a home. Loans include government programs such as FHA, VA, USDA, and HARP loans as well as conventional loans.

Founded in Orange County California in 2003, New American Funding has since developed into one of the nation’s top 30 lenders when it comes to mortgage loans and mortgage refinancing. The business boasts thousands of employees, is family-owned, and licensed in 49 states including Washington DC. Because they are a direct lender, they can offer borrowers competitive rates for home financing.

If you find yourself in over your head with debt and own a home, you could consolidate the money owed with a home equity loan with Achieve Loans. Achieve takes a different approach to lending. Homeowners can cash in on equity and simplify debt by applying for a line of credit between $15,000 to $150,000. If approved, you can borrow money you need, whether to pay off high-interest credit card debt or simply cover bills. Whichever the case, you only accrue interest on the money you’ve withdrawn. The 10 or 15- year term loans have a draw period for the first five years. Although Achieve Loans charges fees for your loan, they also offer the flexibility to withdraw funds as needed for the first five years. Plus, you could receive funding quickly in as little as 15 days if approved.

In the lending business for over 30 years, Quicken Loans has made it possible for over 2 million Americans to purchase a home. While many other lending services do not actually lend money themselves, Quicken Loans provides mortgage loans directly. Quicken Loans puts customers first and has achieved a consistently high satisfaction rate.

Figure is a technology-driven finance company specializing in home equity loans. Their advanced technology leverages artificial intelligence (AI), advanced analytics, and even blockchain technology to create a smooth and easy financial product. The entire process can be completed easily online in just 5 minutes.

As one of the largest loan networks in the US, LendingTree offers a wide variety of loan services for borrowers, simplifying the lending process. They offer mortgage loans, personal loans, business loans, and more.

Point Mortgage offers homeowners a chance to get cash upfront, without taking out a loan or making monthly payments. The Point home equity investment program works like this: Homeowners give Point shares in their home’s future appreciation. In exchange, Point provides upfront cash. It’s an investment, not a loan, so you won’t have any monthly payments. If you own a home and need extra money, consider working with Point. Point Mortgage can give homeowners $25k to $500k in cash. Customers can use their funds as they wish, whether to pay off other bills, complete a personal purchase, or finally make those home renovations. The loan has no income requirements. Even those with less than average credit scores could still qualify, as Point has flexible credit requirements of only 500+.

As one of the largest mortgage lenders in the United States, loanDepot provides retail mortgage loans and refinancing with fixed and adjustable rates across all 50 states. Prospective borrowers can visit one of the 200+ offices across the nation or handle the entire lending process online through the company’s website. loanDepot promotes its smooth lending process and knowledgeable customer support. They offer flexible eligibility requirements, particularly on FHA. Even those with credit of 580 or higher and downpayment of 3.5% could still qualify for a mortgage. What customers get in convenience, they lose in fees, as loanDepot mortgages tend to charge higher rates.

If you currently own a home and are looking for access to funds, Unlock can help. Instead of a traditional home equity loan, Unlock gives you cash today in exchange for a percentage of your home’s future value.​ By “unlocking” your home’s equity you can borrow between $30,000 to $500,000 and avoid interest fees and monthly payments. Read on to discover if Unlock is the right lender for you.